These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by CLASSIC 12 ("we", "us", "our"). By accessing our website, creating an account, or using any of our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.

This document is a general draft template and should be reviewed and adapted by a qualified professional before use, to ensure it reflects your specific business practices and complies with applicable law.

1. About These Terms

CLASSIC 12 provides AI-assisted data analysis and automated dollar-cost averaging tools intended to support investors in structuring a methodical approach to building capital. These Terms apply to all visitors, users, and clients who access our website or engage our services, whether directly or through an account.

2. Eligibility

To use our services, you must be at least 18 years of age and have the legal capacity to enter into a binding contract. By using our website, you confirm that you meet these requirements and that all information you provide to us is accurate, current, and complete.

3. Nature of Our Services

CLASSIC 12 offers tools and information designed to support investment decision-making. Our services are not a substitute for independent financial, legal, or tax advice. Nothing on this website constitutes a personal recommendation or an offer to buy or sell any financial instrument. You are solely responsible for evaluating whether any strategy, tool, or approach we describe is suitable for your individual circumstances.

Capital is at risk. The value of investments can fall as well as rise, and past performance is not a reliable indicator of future results. You should only invest money you can afford to lose and should seek independent advice where appropriate.

4. Account Registration and Security

Certain features of our services may require you to create an account. You agree to provide accurate registration information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account, and you must notify us promptly of any unauthorised use or suspected security breach.

5. Acceptable Use

When using our website and services, you agree not to:

• Use the services for any unlawful purpose or in violation of any applicable regulation;
• Attempt to gain unauthorised access to our systems, data, or other users' accounts;
• Interfere with, disrupt, or place undue burden on our infrastructure;
• Reproduce, resell, or exploit any part of our services without our prior written consent;
• Upload or transmit any harmful code, malware, or unauthorised content.

We reserve the right to suspend or terminate access for any user who breaches this section.

6. Fees and Payment

Where applicable, fees for our services will be disclosed to you before you commit to any paid plan. All fees are quoted exclusive of any applicable taxes unless stated otherwise. We reserve the right to amend our fee structure with reasonable prior notice; continued use of the services after such notice constitutes acceptance of the revised fees.

7. Intellectual Property

All content on this website, including text, graphics, logos, software, and underlying methodology, is the property of CLASSIC 12 or its licensors and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of our website or services without our prior written permission.

8. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by CLASSIC 12. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing linked third-party services is done at your own risk.

9. Disclaimers

Our services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website or services will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, CLASSIC 12 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages. Nothing in these Terms limits or excludes liability that cannot be limited or excluded under applicable law.

11. Indemnification

You agree to indemnify and hold CLASSIC 12, its officers, employees, and affiliates harmless from any claims, damages, losses, or expenses arising out of your breach of these Terms or your misuse of our website or services.

12. Suspension and Termination

We may suspend or terminate your access to our website or services at our discretion, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent activity, or posed a risk to other users or to our operations. You may also close your account at any time by contacting us through the channels provided on our website.

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, business practices, or legal obligations. Any material changes will be posted on this page with an updated "Last updated" date. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction], unless otherwise required by applicable consumer protection law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be replaced by a valid provision that most closely reflects the original intent.

16. Contact

If you have any questions about these Terms, please contact us through the details provided on our website.